Our debt consolidation loan is a single loan (generally from a financial institution) that allows you to repay your debts to several or all of your creditors at once. You are then left with only one outstanding loan — to the financial institution.
Homeowners refinance for a variety of excellent reasons. Some — maybe you — want to take advantage of historically low interest rates that weren’t available when they purchased their home. Similarly, some want to convert unpredictable adjustable-rate mortgages to fixed-rate mortgages so they can budget more easily.
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